Our Guiding Philosophy 

Our mission is to help small to mid-size business thrive in today’s economy by providing them with the working capital and advice they need to stay in business and access their fullest potential.
 
We believe in all small businesses and we are here to make your funding fast and expediant.  Small business owners are the backbone of our country, and often do not get the recognition and resources they deserve.  Through our experiences and success, we are able to provide small businesses with the assistance they need to grow and flourish.
 
Over the years we have developed a business relationship with alot of banks and investor. This gives us flexability to get you the funding you need from various programs. We have been in business for seven years going on eight years of business now. 
 
Here are some frequently asked questions from previous and most of our clients. 
 
Guaranteed Funding Program
This is a new program that we have launched we guarantee funding as long as you have a minimum of 4 NSFs and your business account is at a positive. Then you are approved to get funding withing two weeks into your business account.
 
Merchant Benefits : Guaranteed fundng Deposit Every 6 weeks (not based on percentage remitted back)
• One year program–no need to search for more funds
• True“working capital” program
• Predictable cash flow management
 
MCA 
• Up to 200% Processing Volume
• 12 month agreement
• Funding installment every 6 weeks
• No sic code restrictions
• 2nd or 3rd positions are OK 

ACH 
• Up to150% Gross Volume
• 12 month agreement
• Funding installment every 6 weeks
• No sic code restrictions
• 2nd or 3rd positions are OK

 

What is a Merchant Cash Advance

A Merchant Cash Advance is the purchase of future Visa and MasterCard receivables at a discount. It's a unique way to obtain cash now, on future credit card sales.

 

What makes PBI Global Funding different than other cash advance companies?

PBI Global Funding has two distinct advantages:

  • Our pricing is typically lower
  • Our goal is to ensure superior service throughout the funding process
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 

Why is your pricing so much lower and service better?

We keep our overheard low so we can keep our prices down. Our service is better because we don't outsource service and our well-trained staff is located all together in one office, which enhances communication.

 

What is the difference between a Merchant Cash Advance and a Loan?

Merchant loans have a fixed term, payment, and one-time fee. Merchant Cash Advances are remit as a percentage of credit card volume.

 

Choosing a Merchant Cash Advance or  Loan instead of traditional bank financing?

With the downturn in the economy, it is extremely difficult to obtain traditional financing. Additionally, banks typically do not lend to a lot of the industry types (i.e. restaurants and service businesses) that are ideal for Merchant Cash Advance providers because of their credit card receivables.

 

How soon will I receive my funding?

The process from application to funding typically takes as few as five to seven days. It really depends on how responsive you are during our streamlined application process.

 

How much funding will I be eligible for?

It depends primarily on your credit card cash flow. However, we look at multiple factors to arrive at a remittance that will not strain your business. How much your business can afford as a payment determines how much you qualify for upfront.

 

Do you look at the owner's credit history?

The credit history of the business owner is reviewed during our underwriting process. However, it's not the primary consideration. We look at multiple factors when underwriting, so a damaged credit history is not an automatic disqualifier.

 

Do I need to change my credit card processor?

Not usually. We partner with a "lockbox" provider that will work with your current processor, not replace it. A "lockbox" provider collects funds from your credit card processor and distributes them to your bank account and PBI Global Funding.

 

What can I do with the money?

Any business-related expense or investment that will help you make or save money is appropriate, including: expansion, remodeling, inventory, business taxes, seasonal cash flow needs, equipment, and advertising.

 
CALL - US TODAY ! 1-860-474-0077
                                                          
Small Business Owner - Furnishings
Small Business Owner - Furnishings

Call: 1(215) 207-6213 Fax: 1(860) 469-5311 Info@pbigfunding.com

Available Working Capital
Available Working Capital

Call US: 1(215) 207-6213 Fax US: 1(860) 469-5311 Info@pbigfunding.com

Small Business Owner - Salon
Small Business Owner - Salon

Call US: 1(215) 207-6213 Fax US: 1(860) 469-5311 Info@pbigfunding.com

Small Business Owner - Furnishings
Small Business Owner - Furnishings

Call: 1(215) 207-6213 Fax: 1(860) 469-5311 Info@pbigfunding.com

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